Nationwide Hard Money Loans – USAssetLoans.com

Unmasking the Mystery of Hard Money Loans: A Halloween Guide to Spooky-Quick Financing in Real Estate


  • Loan-to-Value (LTV) Ratio: This ratio determines how much of the property’s value the lender is willing to finance. Typically, LTVs hover around 65-75%, which means you’ll need some upfront capital.
  • Origination Fees: The “candy tax” of hard money loans, these fees are paid at closing and range from 1-10% of the loan amount.
  • Interest-Only Payments: Most hard money loans have interest-only payments, allowing investors to maintain cash flow during the project.

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