No-Income Verification Loan Summary
A stated income loan or no income verification loan, is one of the leading private money loan programs available to real estate investors, allowing the borrower to secure funding without needing to qualify on their debt-to-income ratio.
Unlike conventional mortgages, a stated income loan is easier to be approved versus a traditional loan, and is a way for self employed borrowers who would not qualify for a traditional financing to achieve their investment dreams.
- Investment Properties Only: Single-Family, Condos, Townhomes, Multi-Family, Commercial, Mixed-Use, Office, Retail, Industrial, Warehouse
- Rates Starting at 6.99%
- $100K – $5M
- Up to 80% LTV
- Blanket Loan Options Available
- Fixed rates/Adjustable
- 5/1 ARM, 30 Year Fixed
- Interest Only Option Available
- Foreign Nationals Eligible
- No Prepayment Penalty Option Available